Educational Tool Only

Free Portfolio Analysis Tool (AI-Powered)

Get educational insights into your portfolio's allocation, diversification, and alignment with your goals and risk tolerance—in under 5 minutes.

Investment Portfolio Analyst is a free portfolio analysis tool that helps self-directed investors understand their holdings through AI-powered educational reports.

Free plan available (no credit card)
Privacy-minded educational analysis

Works on desktop or mobile device

Fast setup
Typically under 5 minutes
Clear outputs
Structured report with plain-English explanations
Privacy-minded
Designed to limit exposure of sensitive information
Educational only
Not investment, tax, or legal advice

See How It Works in 60 Seconds

Watch how easy it is to upload your portfolio and generate an educational report

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Portfolio Analysis Demo
See how easy it is to upload your portfolio and get AI-powered insights in under 5 minutes

What You Get (Free)

Your free report is designed to help you understand what you own and how it fits your stated goals

Investment Policy Statement (IPS)

A structured summary of your objective, time horizon, risk tolerance, drawdown comfort, and constraints.

Economic Outlook (3–6 months)

A snapshot of your stated views on rates, inflation, market sentiment, and growth.

Portfolio Summary

Positions, total value, and asset-class breakdown.

Alignment & Diversification Review

A plain-English assessment of how your current allocation matches your goals and risk tolerance.

Also Included:

  • Concentration & Risk Flags: Highlights of heavy exposures or gaps in diversification
  • Action Plan + Advisor Questions: Educational next steps and questions to discuss with a qualified financial professional

What You'll See in Your Report

1

IPS Snapshot

Objective, horizon, risk tolerance, constraints

2

Portfolio Summary

Positions, market value, asset allocation breakdown

3

Alignment Check

How your allocation compares to your stated goal and risk level

4

Diversification & Concentration Flags

Where you may be overexposed

5

Benchmark Context

How your mix compares to common market benchmarks

6

Action Plan (Educational)

Next steps + questions to discuss with an advisor

FAQ (Quick Answers)

Is this really a free portfolio analysis tool?

Yes. A free plan is available and you can generate an educational report without a credit card.

Do you provide investment advice or recommendations?

No. Investment Portfolio Analyst provides educational analysis only and does not provide personalized investment, tax, or legal advice.

Is the report generated by AI?

Yes. Narrative explanations are generated using an AI language model (currently GPT‑4o) based on the information you provide and our analysis framework. Outputs may be incomplete or inaccurate—please verify and consult a professional.

Do I have to upload anything?

Nothing is required—you can type your holdings in manually (ticker + market value), with the option to upload a CSV/XLSX portfolio file instead.

How long does it take?

Most users finish in under 5 minutes.

How do you handle privacy and security?

We aim to protect user data and limit access. Review our Privacy Policy and Terms for details.

Important Disclaimer

This tool provides educational analysis only and does NOT constitute personalized investment, tax, or legal advice. You remain responsible for your own investment decisions. Please consult a qualified financial professional before taking any action.

Investment Portfolio Analyst

Educational portfolio analysis powered by AI. Not investment advice.

Security

Payments by Stripe (for optional paid upgrades)
Data encrypted

© 2026 Investment Portfolio Analyst. All rights reserved.

Disclaimer: This is an educational tool only. Not investment, tax, or legal advice.