Free Portfolio Analysis Tool (Educational)
Quick Answer
A free portfolio analysis tool helps you understand your investment allocation without paying for professional advice. Upload your holdings or enter them manually, and receive a structured report covering asset allocation, sector exposure, and concentration risk. This educational analysis takes about 5 minutes and requires no credit card.
What Does a Portfolio Analysis Tool Show You?
A portfolio analysis tool breaks down your investments into categories you can understand. You'll see your asset allocation (stocks vs. bonds vs. cash), sector exposure (technology, healthcare, financials), geographic distribution, and individual position sizes. This helps you spot potential imbalances before they become problems.
How to Use This Free Tool
Getting started takes just a few steps. First, export your holdings from your brokerage (most offer CSV or Excel downloads). Or, simply type in your positions manually—you only need the ticker symbol and market value. Then answer a few questions about your investment goals and timeline. The tool generates a personalized educational report within minutes.
What You'll Learn From Your Report
Your analysis report includes several key insights: overall asset allocation breakdown, top holdings by percentage, sector and geographic diversification scores, concentration risk warnings, and suggestions for areas to review. The report is educational—designed to help you ask better questions, not to tell you what to buy or sell.
Who Should Use a Free Portfolio Analysis?
This tool is ideal for DIY investors who want a second opinion on their allocation, people consolidating accounts who need to see the big picture, beginners learning about diversification, and anyone curious about how their portfolio compares to common benchmarks. It's not a replacement for professional financial advice, but it's a great starting point for self-education.
Frequently Asked Questions
Is this really free?
Yes. The free plan includes 1 analysis per month with no credit card required. Paid plans offer more analyses and additional features, but the free tier is fully functional for basic portfolio checkups.
Is my data secure?
Your portfolio data is encrypted and never shared. We don't connect to your brokerage accounts—you upload a file or enter data manually. You can delete your data at any time.
What file formats are supported?
The tool accepts Excel (.xlsx, .xls) and CSV files. Most brokerages like Fidelity, Schwab, and Vanguard offer exports in these formats. You can also enter holdings manually if you prefer.
How accurate is the analysis?
The analysis uses the data you provide. Asset class and sector classifications follow standard industry definitions. For the most accurate results, ensure your export includes current market values.
Can I save my analysis?
Yes. Create a free account to save your analysis history and track changes over time. This helps you see how your portfolio evolves.
Educational Only / Not Investment Advice: This content is for educational purposes only and does not constitute investment advice, a recommendation, or an offer to buy or sell any securities. Investment decisions should be based on your individual circumstances and made in consultation with a qualified financial professional. Past performance does not guarantee future results.
Ready to Analyze Your Portfolio?
Apply what you've learned with a personalized portfolio analysis.
Free plan available — no credit card.